Practical Advice, Responsible Investing

Rock Point Advisors is a wealth advisory firm focused on helping clients make sound financial decisions and take advantage of the benefits of long-term investing. We are dedicated to managing portfolios in the context of plans carefully developed with our clients.

Since our founding in 2004, our financial planning and investment management efforts have been guided by our fiduciary duty to our clients and our belief that doing what’s right matters. We work hard to deliver practical advice and responsible investing to help clients achieve their goals.

Latest Insights:

Quarterly Commentary
(Q2 2025)

The second quarter was extraordinary. US stocks had already declined 9% from their mid-February highs before the April 2nd Liberation Day tariff announcements shocked and confused businesses and investors alike. Stock indexes plunged, falling 10% in just two days. Views on the probability of a recession quickly shifted from possible to likely.

Quarterly Commentary
(Q1 2025)

Though it seems like ancient history, we start this report by reviewing the first quarter of 2025. Optimism around deregulation and tax cuts carried US stocks higher into February, before giving way to increasing concerns about the new administration’s policies and their impact on the economy. Concern translates to caution, which became evident as consumers and businesses slowed their spending and investing plans as the quarter progressed.

Liberation Day
(April 4, 2025)

Liberation Day should have been named Liquidation Day. The Trump administration introduced a two-tiered system of tariffs that includes a base 10% tariff on all imports and incremental tariffs applied on a country-by-country basis. Few (definitely not us) were expecting this much, particularly outside of China. We had anticipated tariffs on certain industries - steel and aluminum, autos – where such measures are common, and on those countries with other significant trade barriers for US companies. The only relative bright spot, for now, is the continuation of exemptions for trade with Mexico and Canada under USMCA.